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Salary Calculator

Calculate take-home pay for US, UK, Canada, and Australia with income tax and social contribution breakdown.

Formula verified by CalcPro.pro Editorial TeamLast updated May 2025

Salary Details

United States — Federal 2025 | Federal income tax (2025 brackets + $15,750 standard deduction) + FICA. SS wage base $176,100 for 2025. State income tax (0–13.3%) not included.

About This Calculator

This salary calculator estimates your net take-home pay using verified 2025/26 tax rates for the US, UK, Canada, and Australia. It applies the correct income tax brackets, standard deductions, and primary social contributions for each country, then shows your annual, monthly, weekly, and hourly net income.

How to Use This Calculator

  1. 1Select your country
  2. 2Enter your annual gross salary
  3. 3Optionally add other deductions such as pension contributions or health insurance premiums
  4. 4Click Calculate

Formula Used

Take-Home = Gross Salary − Income Tax − Social Contributions − Other Deductions

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FAQ

Frequently Asked Questions

Common questions about the salary calculator answered.

What changed in UK National Insurance for 2025/26?+
The UK main NI rate for employees was cut from 12% to 10% in January 2024, and then further reduced from 10% to 8% in April 2024. For 2025/26, the main employee NI rate remains 8% on earnings between £12,570 and £50,270, with 2% on earnings above £50,270. These rates are unchanged from 2024/25. The employer NI rate increased to 15% from April 2025.
What is FICA on a US payslip in 2025?+
FICA covers Social Security (6.2% on wages up to $176,100 for 2025 — up from $168,600 in 2024) and Medicare (1.45% on all wages, no cap). Together they total 7.65% for most employees. Higher earners pay an additional 0.9% Medicare surtax on wages above $200,000 (single). Your employer matches the 7.65%, making the total FICA cost 15.3% of your salary.
What is the Canada CPP contribution rate for 2025?+
The Canada Pension Plan (CPP) employee contribution rate is 5.95% on pensionable earnings between $3,500 and $71,300 for 2025. Employment Insurance (EI) premiums are 1.64% on insurable earnings up to $65,700 (2025 maximum). Combined, these social contributions can total up to $4,034 in CPP and $1,078 in EI for employees at the maximum. Both limits are indexed to wages each year.
Does Australia's super come out of my salary?+
No — the Superannuation Guarantee (11.5% for FY2025-26, rising to 12% in 2026-27) is paid by your employer in addition to your salary. It does not reduce your take-home pay. When comparing job offers in Australia, always check whether the salary quoted is inclusive or exclusive of super. 'Super-inclusive' salary of A$110,000 means your base is only A$98,655, with $11,345 going into super separately.

Take-Home Pay by Country at Common Salary Levels (2025-26)

On a $80,000 gross salary in the US, federal income tax ($10,294) plus FICA ($6,120) leaves approximately $63,586 before state tax. A £60,000 UK salary nets approximately £42,100 after income tax and NI. A CA$90,000 Canadian federal net is roughly CA$66,000 (higher provincial tax is additional). An A$100,000 Australian salary nets approximately A$74,212 after income tax and Medicare Levy. Use this calculator with your exact salary for a precise figure.

  • Maximise retirement contributions to reduce taxable income
  • Employer pension contributions in the UK are pre-tax and reduce NI as well
  • Australia: always clarify whether salary is 'super-inclusive' or 'super-exclusive'
  • In Canada, RRSP contributions directly reduce your federal taxable income at your marginal rate

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